Effingham, IL vs West Peoria, IL

Effingham is moderately more affordable than West Peoria, with a 8.2% lower cost of living index. Effingham scores 68 compared to 74 for West Peoria, where the US average is 100. This difference means residents of West Peoria can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Effingham is $696/month compared to $1,180/month in West Peoria — a 41% difference. Interestingly, home values tell a different story: while Effingham has cheaper rent, West Peoria actually has lower median home values ($92,500 vs $166,700).

Median household income in Effingham is $65,718 compared to $57,450 in West Peoria (+14.4%). Effingham offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Effingham spend roughly 12.7% of their income on rent, less than the 24.6% in West Peoria.

Climate-wise, both cities share similar average temperatures (53.4°F vs 52.7°F). West Peoria receives more rainfall at 37.6" per year compared to 36" in Effingham.