Effingham, IL vs Sullivan, IL

Effingham, IL and Sullivan, IL have a very similar cost of living, with only a 4.6% difference in their overall index. Effingham scores 68 while Sullivan scores 65 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Effingham is $696/month compared to $790/month in Sullivan — a 12% difference. Interestingly, home values tell a different story: while Effingham has cheaper rent, Sullivan actually has lower median home values ($95,600 vs $166,700).

Median household income in Effingham is $65,718 compared to $62,845 in Sullivan (+4.6%). The higher salaries in Effingham partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Effingham spend roughly 12.7% of their income on rent, less than the 15.1% in Sullivan.

Climate-wise, both cities share similar average temperatures (53.4°F vs 53.4°F). Sullivan receives more rainfall at 36" per year compared to 36" in Effingham.