Effingham, IL vs Scott AFB, IL

The cost of living difference between Effingham, IL and Scott AFB, IL is dramatic. Effingham is 36.7% cheaper than Scott AFB, a gap that translates to thousands of dollars per year in household expenses. Effingham has a cost index of 68 while Scott AFB sits at 108, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

Renters will find that Effingham has a median rent of $696/month while Scott AFB comes in at $1,640/month, a 58% difference.

Median household income in Effingham is $65,718 compared to $91,115 in Scott AFB (-27.9%). The higher salaries in Scott AFB partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Effingham spend roughly 12.7% of their income on rent, less than the 21.6% in Scott AFB.

Climate-wise, Scott AFB is notably warmer with an average of 57.7°F compared to 53.4°F in Effingham. Scott AFB receives more rainfall at 43.4" per year compared to 36" in Effingham.