Effingham, IL vs Metamora, IL

Effingham is moderately more affordable than Metamora, with a 8.8% lower cost of living index. Effingham scores 68 compared to 75 for Metamora, where the US average is 100. This difference means residents of Metamora can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Effingham is $696/month compared to $880/month in Metamora — a 21% difference. Home values follow the same pattern: Effingham is more affordable at $166,700 median vs $209,800.

Median household income in Effingham is $65,718 compared to $99,091 in Metamora (-33.7%). While Metamora is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Effingham spend roughly 12.7% of their income on rent, more than the 10.7% in Metamora.

Climate-wise, both cities share similar average temperatures (53.4°F vs 52.7°F). Metamora receives more rainfall at 37.6" per year compared to 36" in Effingham.