Effie, MN vs Lutsen, MN

Effie is moderately more affordable than Lutsen, with a 9.4% lower cost of living index. Effie scores 84 compared to 93 for Lutsen, where the US average is 100. This difference means residents of Lutsen can expect to pay noticeably more for everyday expenses, housing, and services.

When it comes to buying, median home values in Effie are $127,500 compared to $347,500 in Lutsen, a 63% gap.

Median household income in Effie is $63,125 compared to $78,750 in Lutsen (-19.8%). While Lutsen is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income.