Eclectic, AL vs Holt, AL
Eclectic is moderately more affordable than Holt, with a 7.9% lower cost of living index. Eclectic scores 65 compared to 71 for Holt, where the US average is 100. This difference means residents of Holt can expect to pay noticeably more for everyday expenses, housing, and services.
On the housing front, median rent in Eclectic is $690/month compared to $1,014/month in Holt — a 32% difference. Interestingly, home values tell a different story: while Eclectic has cheaper rent, Holt actually has lower median home values ($109,300 vs $157,500).
Median household income in Eclectic is $49,250 compared to $46,379 in Holt (+6.2%). Eclectic offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Eclectic spend roughly 16.8% of their income on rent, less than the 26.2% in Holt.
Climate-wise, both cities share similar average temperatures (66.4°F vs 64.3°F). Holt receives more rainfall at 57.3" per year compared to 51.2" in Eclectic.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
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Climate
NOAA 30-year normals (1991-2020)