East Falmouth, MA vs Monument Beach, MA

East Falmouth, MA and Monument Beach, MA have a very similar cost of living, with only a 4.5% difference in their overall index. East Falmouth scores 140 while Monument Beach scores 134 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in East Falmouth is $1,884/month compared to $1,723/month in Monument Beach — a 9% difference. Home values follow the same pattern: Monument Beach is more affordable at $540,600 median vs $554,200.

Median household income in East Falmouth is $69,121 compared to $86,953 in Monument Beach (-20.5%). Monument Beach offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of East Falmouth spend roughly 32.7% of their income on rent, more than the 23.8% in Monument Beach. The Monument Beach ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (50.2°F vs 50°F). Monument Beach receives more rainfall at 48" per year compared to 42.1" in East Falmouth.