Earlville, NY vs Fort Montgomery, NY

The cost of living difference between Earlville, NY and Fort Montgomery, NY is dramatic. Earlville is 34.6% cheaper than Fort Montgomery, a gap that translates to thousands of dollars per year in household expenses. Earlville has a cost index of 73 while Fort Montgomery sits at 112, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Earlville is $983/month compared to $1,473/month in Fort Montgomery — a 33% difference. Home values follow the same pattern: Earlville is more affordable at $117,000 median vs $347,200.

Median household income in Earlville is $64,500 compared to $80,946 in Fort Montgomery (-20.3%). The higher salaries in Fort Montgomery partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Earlville spend roughly 18.3% of their income on rent, less than the 21.8% in Fort Montgomery.

Climate-wise, both cities share similar average temperatures (46.7°F vs 49.4°F). Earlville receives more rainfall at 44" per year compared to 41" in Fort Montgomery.