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Earl, NC vs Toast, NC

75
Earl
North Carolina
VS
+13.4%
66
Toast
North Carolina

Toast is moderately more affordable than Earl, with a 13.4% lower cost of living index. Earl scores 75 compared to 66 for Toast, where the US average is 100. This difference means residents of Earl can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Earl is $937/month compared to $857/month in Toast — a 9% difference. Home values follow the same pattern: Toast is more affordable at $93,900 median vs $160,900.

Median household income in Earl is $42,287 compared to $33,914 in Toast (+24.7%). While Earl is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Earl spend roughly 26.6% of their income on rent, less than the 30.3% in Toast. The Earl ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Income & Cost

Cost of Living Index
Earl
75
Toast
66
12% cheaper
Median Household Income
Earl
$42,287
20% higher
Toast
$33,914

Housing

Median Rent
Earl
$937
Toast
$857
9% cheaper
Median Home Value
Earl
$160,900
Toast
$93,900
42% cheaper
Population
Earl
367
Toast
1,066

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Earl
Toast $2.97
US $3.07
🥚
Eggs (grade A, large)
Earl
Toast $2.42
US $2.50
🥛
Milk (whole)
Earl
Toast $3.90
US $4.03
🍞
Bread (white)
Earl
Toast $1.79
US $1.85
🍗
Chicken breast
Earl
Toast $4.01
US $4.14
Electricity
Earl
Toast $0.16
US $0.19