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Earl, NC vs Stem, NC

75
Earl
North Carolina
VS
-6.6%
80
Stem
North Carolina

Earl is moderately more affordable than Stem, with a 6.6% lower cost of living index. Earl scores 75 compared to 80 for Stem, where the US average is 100. This difference means residents of Stem can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Earl is $937/month compared to $983/month in Stem — a 5% difference. Home values follow the same pattern: Earl is more affordable at $160,900 median vs $207,600.

Median household income in Earl is $42,287 compared to $85,385 in Stem (-50.5%). While Stem is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Earl spend roughly 26.6% of their income on rent, more than the 13.8% in Stem.

Income & Cost

Cost of Living Index
Earl
75
7% cheaper
Stem
80
Median Household Income
Earl
$42,287
Stem
$85,385
50% higher

Housing

Median Rent
Earl
$937
5% cheaper
Stem
$983
Median Home Value
Earl
$160,900
22% cheaper
Stem
$207,600
Population
Earl
367
Stem
1,064

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