Dyersville, IA vs Spencer, IA

Spencer is moderately more affordable than Dyersville, with a 14.3% lower cost of living index. Dyersville scores 81 compared to 71 for Spencer, where the US average is 100. This difference means residents of Dyersville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Dyersville is $1,036/month compared to $795/month in Spencer — a 30% difference. Home values follow the same pattern: Spencer is more affordable at $178,300 median vs $219,800.

Median household income in Dyersville is $72,768 compared to $57,068 in Spencer (+27.5%). While Dyersville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Dyersville spend roughly 17.1% of their income on rent, more than the 16.7% in Spencer.