Duncan, NE vs Otoe, NE

Duncan is moderately more affordable than Otoe, with a 6% lower cost of living index. Duncan scores 70 compared to 74 for Otoe, where the US average is 100. This difference means residents of Otoe can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Duncan is $850/month compared to $1,297/month in Otoe — a 35% difference. Interestingly, home values tell a different story: while Duncan has cheaper rent, Otoe actually has lower median home values ($39,200 vs $150,000).

Median household income in Duncan is $58,875 compared to $36,548 in Otoe (+61.1%). Duncan offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Duncan spend roughly 17.3% of their income on rent, less than the 42.6% in Otoe. The Duncan ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (49.2°F vs 51.2°F). Otoe receives more rainfall at 32.3" per year compared to 27" in Duncan.