Duck Key, FL vs Moore Haven, FL

The cost of living difference between Duck Key, FL and Moore Haven, FL is dramatic. Moore Haven is 223% cheaper than Duck Key, a gap that translates to thousands of dollars per year in household expenses. Duck Key has a cost index of 223 while Moore Haven sits at 69, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Duck Key is $3,501/month compared to $804/month in Moore Haven — a 335% difference. Home values follow the same pattern: Moore Haven is more affordable at $108,000 median vs $989,900.

Median household income in Duck Key is $135,000 compared to $35,903 in Moore Haven (+276%). While Duck Key is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Duck Key spend roughly 31.1% of their income on rent, more than the 26.9% in Moore Haven. The Moore Haven ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.