Downey, ID vs Hammett, ID

Downey is moderately more affordable than Hammett, with a 10% lower cost of living index. Downey scores 71 compared to 78 for Hammett, where the US average is 100. This difference means residents of Hammett can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Downey is $893/month compared to $1,065/month in Hammett — a 16% difference. Home values follow the same pattern: Downey is more affordable at $153,000 median vs $160,600.

Median household income in Downey is $46,000 compared to $27,482 in Hammett (+67.4%). Downey offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Downey spend roughly 23.3% of their income on rent, less than the 46.5% in Hammett. The Downey ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.