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Downey, CA vs Montclair, CA

157
Downey
California
VS
+15.7%
136
Montclair
California

There is a significant gap in the cost of living between these two cities. Montclair is 15.7% cheaper than Downey. With a cost index of 136 vs 157, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Montclair to Downey should plan for substantially higher expenses across most categories.

On the housing front, median rent in Downey is $1,892/month compared to $1,759/month in Montclair — a 8% difference. Home values follow the same pattern: Montclair is more affordable at $549,600 median vs $728,500.

Median household income in Downey is $87,400 compared to $76,338 in Montclair (+14.5%). The higher salaries in Downey partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Downey spend roughly 26% of their income on rent, less than the 27.7% in Montclair.

Climate-wise, both cities share similar average temperatures (64.9°F vs 66.8°F). Downey receives more rainfall at 12" per year compared to 11.6" in Montclair.

Income & Cost

Cost of Living Index
Downey
157
Montclair
136
14% cheaper
Median Household Income
Downey
$87,400
13% higher
Montclair
$76,338

Housing

Median Rent
Downey
$1,892
Montclair
$1,759
7% cheaper
Median Home Value
Downey
$728,500
Montclair
$549,600
25% cheaper
Population
Downey
111,793
Montclair
37,809

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Downey $2,031
Montclair $2,020
1% cheaper
1 Bed
Downey $2,272
Montclair $2,148
5% cheaper
2 Bed
Downey $2,835
Montclair $2,675
6% cheaper
3 Bed
Downey $3,599
Montclair $3,520
2% cheaper
4 Bed
Downey $4,010
Montclair $4,178
4% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Downey $3.28
Montclair $3.13
US $3.07
🥚
Eggs (grade A, large)
Downey $2.68
Montclair $2.55
US $2.50
🥛
Milk (whole)
Downey $4.31
Montclair $4.11
US $4.03
🍞
Bread (white)
Downey $1.98
Montclair $1.89
US $1.85
🍗
Chicken breast
Downey $4.44
Montclair $4.22
US $4.14
Electricity
Downey $0.27
Montclair $0.31
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Downey 64.9°F
Montclair 66.8°F
Summer High
Downey 81°F
Montclair 94°F
Winter Low
Downey 47°F
Montclair 45°F
Rainfall
Downey 12"
Montclair 11.6"
Rainy Days
Downey 35d
Montclair 36d