Dover, MN vs Garfield, MN

The cost of living difference between Dover, MN and Garfield, MN is dramatic. Garfield is 32.6% cheaper than Dover, a gap that translates to thousands of dollars per year in household expenses. Dover has a cost index of 81 while Garfield sits at 61, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Dover is $852/month compared to $477/month in Garfield — a 79% difference. Home values follow the same pattern: Garfield is more affordable at $162,500 median vs $281,300.

Median household income in Dover is $112,500 compared to $70,250 in Garfield (+60.1%). While Dover is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Dover spend roughly 9.1% of their income on rent, more than the 8.1% in Garfield.