Doctor Phillips, FL vs Fruit Cove, FL

Doctor Phillips, FL and Fruit Cove, FL have a very similar cost of living, with only a 4.5% difference in their overall index. Doctor Phillips scores 147 while Fruit Cove scores 140 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Doctor Phillips is $2,358/month compared to $2,261/month in Fruit Cove — a 4% difference. Home values follow the same pattern: Fruit Cove is more affordable at $451,600 median vs $484,000.

Median household income in Doctor Phillips is $101,540 compared to $137,906 in Fruit Cove (-26.4%). Fruit Cove offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Doctor Phillips spend roughly 27.9% of their income on rent, more than the 19.7% in Fruit Cove.