DeRuyter, NY vs Hagaman, NY

There is a significant gap in the cost of living between these two cities. DeRuyter is 28% cheaper than Hagaman. With a cost index of 55 vs 76, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from DeRuyter to Hagaman should plan for substantially higher expenses across most categories.

On the housing front, median rent in DeRuyter is $414/month compared to $885/month in Hagaman — a 53% difference. Home values follow the same pattern: DeRuyter is more affordable at $108,800 median vs $184,500.

Median household income in DeRuyter is $61,563 compared to $70,278 in Hagaman (-12.4%). Hagaman does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of DeRuyter spend roughly 8.1% of their income on rent, less than the 15.1% in Hagaman.

Climate-wise, both cities share similar average temperatures (48.5°F vs 49.4°F). Hagaman receives more rainfall at 40.7" per year compared to 39.9" in DeRuyter.