Derby, OH vs Suffield, OH

Derby is moderately more affordable than Suffield, with a 12.4% lower cost of living index. Derby scores 71 compared to 81 for Suffield, where the US average is 100. This difference means residents of Suffield can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Derby is $847/month compared to $1,072/month in Suffield — a 21% difference. Home values follow the same pattern: Derby is more affordable at $153,600 median vs $200,500.

Median household income in Derby is $31,985 compared to $69,821 in Suffield (-54.2%). While Suffield is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Derby spend roughly 31.8% of their income on rent, more than the 18.4% in Suffield. The Suffield ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.