Derby, OH vs New Baltimore, OH

There is a significant gap in the cost of living between these two cities. Derby is 21.4% cheaper than New Baltimore. With a cost index of 71 vs 91, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Derby to New Baltimore should plan for substantially higher expenses across most categories.

On the housing front, median rent in Derby is $847/month compared to $995/month in New Baltimore — a 15% difference. Home values follow the same pattern: Derby is more affordable at $153,600 median vs $337,200.

Median household income in Derby is $31,985 compared to $129,766 in New Baltimore (-75.4%). While New Baltimore is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Derby spend roughly 31.8% of their income on rent, more than the 9.2% in New Baltimore. The New Baltimore ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (52.4°F vs 53.8°F). New Baltimore receives more rainfall at 41.4" per year compared to 35.8" in Derby.