Derby, KS vs Ottawa, KS

Ottawa is moderately more affordable than Derby, with a 11.9% lower cost of living index. Derby scores 82 compared to 74 for Ottawa, where the US average is 100. This difference means residents of Derby can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Derby is $1,082/month compared to $949/month in Ottawa — a 14% difference. Home values follow the same pattern: Ottawa is more affordable at $165,700 median vs $221,600.

Median household income in Derby is $82,089 compared to $64,655 in Ottawa (+27%). While Derby is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Derby spend roughly 15.8% of their income on rent, less than the 17.6% in Ottawa.