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Derby, KS vs McPherson, KS

82
Derby
Kansas
VS
+9.5%
75
McPherson
Kansas

McPherson is moderately more affordable than Derby, with a 9.5% lower cost of living index. Derby scores 82 compared to 75 for McPherson, where the US average is 100. This difference means residents of Derby can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Derby is $1,082/month compared to $898/month in McPherson — a 21% difference. Home values follow the same pattern: McPherson is more affordable at $204,300 median vs $221,600.

Median household income in Derby is $82,089 compared to $77,746 in McPherson (+5.6%). The higher salaries in Derby partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Derby spend roughly 15.8% of their income on rent, more than the 13.9% in McPherson.

Climate-wise, both cities share similar average temperatures (57.7°F vs 56.1°F). Derby receives more rainfall at 34.3" per year compared to 28.3" in McPherson.

Income & Cost

Cost of Living Index
Derby
82
McPherson
75
9% cheaper
Median Household Income
Derby
$82,089
5% higher
McPherson
$77,746

Housing

Median Rent
Derby
$1,082
McPherson
$898
17% cheaper
Median Home Value
Derby
$221,600
McPherson
$204,300
8% cheaper
Population
Derby
25,801
McPherson
13,956

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Derby $2.96
McPherson
US $3.07
🥚
Eggs (grade A, large)
Derby $2.41
McPherson
US $2.50
🥛
Milk (whole)
Derby $3.89
McPherson
US $4.03
🍞
Bread (white)
Derby $1.79
McPherson
US $1.85
🍗
Chicken breast
Derby $4.00
McPherson
US $4.14
Electricity
Derby $0.17
McPherson
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Derby 57.7°F
McPherson 56.1°F
Summer High
Derby 93°F
McPherson 93°F
Winter Low
Derby 23°F
McPherson 20°F
Rainfall
Derby 34.3"
McPherson 28.3"
Rainy Days
Derby 87d
McPherson 85d