Derby, KS vs Garden City, KS

Garden City is moderately more affordable than Derby, with a 7.6% lower cost of living index. Derby scores 82 compared to 76 for Garden City, where the US average is 100. This difference means residents of Derby can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Derby is $1,082/month compared to $990/month in Garden City — a 9% difference. Home values follow the same pattern: Garden City is more affordable at $186,200 median vs $221,600.

Median household income in Derby is $82,089 compared to $72,511 in Garden City (+13.2%). While Derby is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Derby spend roughly 15.8% of their income on rent, less than the 16.4% in Garden City.

Climate-wise, Derby is notably warmer with an average of 57.7°F compared to 54.4°F in Garden City. Derby receives more rainfall at 34.3" per year compared to 19" in Garden City.