Derby, CT vs Terryville, CT

Terryville is moderately more affordable than Derby, with a 13.2% lower cost of living index. Derby scores 99 compared to 87 for Terryville, where the US average is 100. This difference means residents of Derby can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Derby is $1,453/month compared to $1,130/month in Terryville — a 29% difference. Home values follow the same pattern: Terryville is more affordable at $221,000 median vs $242,300.

Median household income in Derby is $76,263 compared to $73,438 in Terryville (+3.8%). Derby does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Derby spend roughly 22.9% of their income on rent, more than the 18.5% in Terryville.