Derby, CT vs Stafford Springs, CT

There is a significant gap in the cost of living between these two cities. Stafford Springs is 16.6% cheaper than Derby. With a cost index of 85 vs 99, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Stafford Springs to Derby should plan for substantially higher expenses across most categories.

On the housing front, median rent in Derby is $1,453/month compared to $1,101/month in Stafford Springs — a 32% difference. Home values follow the same pattern: Stafford Springs is more affordable at $200,900 median vs $242,300.

Median household income in Derby is $76,263 compared to $70,967 in Stafford Springs (+7.5%). Derby does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Derby spend roughly 22.9% of their income on rent, more than the 18.6% in Stafford Springs.