Derby, CT vs Naugatuck, CT

Derby, CT and Naugatuck, CT have a very similar cost of living, with only a 4.7% difference in their overall index. Derby scores 99 while Naugatuck scores 95 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Derby is $1,453/month compared to $1,309/month in Naugatuck — a 11% difference. Home values follow the same pattern: Naugatuck is more affordable at $241,600 median vs $242,300.

Median household income in Derby is $76,263 compared to $92,184 in Naugatuck (-17.3%). Naugatuck offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Derby spend roughly 22.9% of their income on rent, more than the 17% in Naugatuck.