Derby, CO vs Walsenburg, CO

The cost of living difference between Derby, CO and Walsenburg, CO is dramatic. Walsenburg is 65.6% cheaper than Derby, a gap that translates to thousands of dollars per year in household expenses. Derby has a cost index of 115 while Walsenburg sits at 70, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Derby is $1,721/month compared to $723/month in Walsenburg — a 138% difference. Home values follow the same pattern: Walsenburg is more affordable at $148,600 median vs $317,400.

Median household income in Derby is $78,696 compared to $40,799 in Walsenburg (+92.9%). While Derby is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Derby spend roughly 26.2% of their income on rent, more than the 21.3% in Walsenburg.