Derby, CO vs Golden, CO

There is a significant gap in the cost of living between these two cities. Derby is 27.1% cheaper than Golden. With a cost index of 115 vs 158, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Derby to Golden should plan for substantially higher expenses across most categories.

On the housing front, median rent in Derby is $1,721/month compared to $1,854/month in Golden — a 7% difference. Home values follow the same pattern: Derby is more affordable at $317,400 median vs $790,500.

Median household income in Derby is $78,696 compared to $95,913 in Golden (-18%). The higher salaries in Golden partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Derby spend roughly 26.2% of their income on rent, more than the 23.2% in Golden.