Delano, MN vs Ham Lake, MN

There is a significant gap in the cost of living between these two cities. Delano is 17.2% cheaper than Ham Lake. With a cost index of 93 vs 112, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Delano to Ham Lake should plan for substantially higher expenses across most categories.

On the housing front, median rent in Delano is $909/month compared to $1,319/month in Ham Lake — a 31% difference. Home values follow the same pattern: Delano is more affordable at $347,500 median vs $430,100.

Median household income in Delano is $118,091 compared to $116,845 in Ham Lake (+1.1%). Delano offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Delano spend roughly 9.2% of their income on rent, less than the 13.5% in Ham Lake.