DeFuniak Springs, FL vs Zephyrhills, FL

DeFuniak Springs is moderately more affordable than Zephyrhills, with a 12.3% lower cost of living index. DeFuniak Springs scores 73 compared to 83 for Zephyrhills, where the US average is 100. This difference means residents of Zephyrhills can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in DeFuniak Springs is $821/month compared to $1,034/month in Zephyrhills — a 21% difference. Home values follow the same pattern: DeFuniak Springs is more affordable at $163,200 median vs $191,700.

Median household income in DeFuniak Springs is $51,883 compared to $49,295 in Zephyrhills (+5.3%). DeFuniak Springs offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of DeFuniak Springs spend roughly 19% of their income on rent, less than the 25.2% in Zephyrhills.