DeFuniak Springs, FL vs Stuart, FL

The cost of living difference between DeFuniak Springs, FL and Stuart, FL is dramatic. DeFuniak Springs is 31.6% cheaper than Stuart, a gap that translates to thousands of dollars per year in household expenses. DeFuniak Springs has a cost index of 73 while Stuart sits at 106, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in DeFuniak Springs is $821/month compared to $1,540/month in Stuart — a 47% difference. Home values follow the same pattern: DeFuniak Springs is more affordable at $163,200 median vs $291,300.

Median household income in DeFuniak Springs is $51,883 compared to $64,409 in Stuart (-19.4%). The higher salaries in Stuart partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of DeFuniak Springs spend roughly 19% of their income on rent, less than the 28.7% in Stuart.