Deerfield, IL vs Winthrop Harbor, IL

The cost of living difference between Deerfield, IL and Winthrop Harbor, IL is dramatic. Winthrop Harbor is 67.4% cheaper than Deerfield, a gap that translates to thousands of dollars per year in household expenses. Deerfield has a cost index of 157 while Winthrop Harbor sits at 94, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Deerfield is $2,345/month compared to $1,262/month in Winthrop Harbor — a 86% difference. Home values follow the same pattern: Winthrop Harbor is more affordable at $238,800 median vs $608,600.

Median household income in Deerfield is $189,705 compared to $94,221 in Winthrop Harbor (+101.3%). While Deerfield is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Deerfield spend roughly 14.8% of their income on rent, less than the 16.1% in Winthrop Harbor.