Deer Lodge, MT vs Plains, MT

Deer Lodge, MT and Plains, MT have a very similar cost of living, with only a 1.5% difference in their overall index. Deer Lodge scores 72 while Plains scores 73 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Deer Lodge is $781/month compared to $782/month in Plains — a 0% difference. Home values follow the same pattern: Deer Lodge is more affordable at $196,400 median vs $209,200.

Median household income in Deer Lodge is $53,676 compared to $24,661 in Plains (+117.7%). Deer Lodge offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Deer Lodge spend roughly 17.5% of their income on rent, less than the 38.1% in Plains. The Deer Lodge ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Plains is notably warmer with an average of 47.7°F compared to 43°F in Deer Lodge. Plains receives more rainfall at 16.4" per year compared to 12.1" in Deer Lodge.