Deer Lodge, MT vs Philipsburg, MT

Deer Lodge is moderately more affordable than Philipsburg, with a 13.8% lower cost of living index. Deer Lodge scores 72 compared to 84 for Philipsburg, where the US average is 100. This difference means residents of Philipsburg can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Deer Lodge is $781/month compared to $871/month in Philipsburg — a 10% difference. Home values follow the same pattern: Deer Lodge is more affordable at $196,400 median vs $304,200.

Median household income in Deer Lodge is $53,676 compared to $40,096 in Philipsburg (+33.9%). Deer Lodge offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Deer Lodge spend roughly 17.5% of their income on rent, less than the 26.1% in Philipsburg.

Climate-wise, both cities share similar average temperatures (43°F vs 43°F). Philipsburg receives more rainfall at 12.1" per year compared to 12.1" in Deer Lodge.