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Decatur, TX vs Tool, TX

89
Decatur
Texas
VS
+6.6%
83
Tool
Texas

Tool is moderately more affordable than Decatur, with a 6.6% lower cost of living index. Decatur scores 89 compared to 83 for Tool, where the US average is 100. This difference means residents of Decatur can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Decatur is $1,089/month compared to $1,120/month in Tool — a 3% difference. Interestingly, home values tell a different story: while Decatur has cheaper rent, Tool actually has lower median home values ($163,700 vs $242,200).

Median household income in Decatur is $71,919 compared to $71,964 in Tool (-0.1%). Tool offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Decatur spend roughly 18.2% of their income on rent, less than the 18.7% in Tool.

Income & Cost

Cost of Living Index
Decatur
89
Tool
83
6% cheaper
Median Household Income
Decatur
$71,919
Tool
$71,964

Housing

Median Rent
Decatur
$1,089
3% cheaper
Tool
$1,120
Median Home Value
Decatur
$242,200
Tool
$163,700
32% cheaper
Population
Decatur
7,087
Tool
2,399

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Decatur $3.18
Tool $3.18
US $3.07
🥚
Eggs (grade A, large)
Decatur $2.59
Tool $2.59
US $2.50
🥛
Milk (whole)
Decatur $4.17
Tool $4.17
US $4.03
🍞
Bread (white)
Decatur $1.92
Tool $1.92
US $1.85
🍗
Chicken breast
Decatur $4.29
Tool $4.29
US $4.14
Electricity
Decatur $0.18
Tool $0.18
US $0.19