Dayton, KY vs Owingsville, KY

The cost of living difference between Dayton, KY and Owingsville, KY is dramatic. Owingsville is 39.4% cheaper than Dayton, a gap that translates to thousands of dollars per year in household expenses. Dayton has a cost index of 78 while Owingsville sits at 56, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Dayton is $1,086/month compared to $529/month in Owingsville — a 105% difference. Home values follow the same pattern: Owingsville is more affordable at $92,700 median vs $144,100.

Median household income in Dayton is $62,500 compared to $40,150 in Owingsville (+55.7%). While Dayton is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Dayton spend roughly 20.9% of their income on rent, more than the 15.8% in Owingsville.