Darby, MT vs Thompson Falls, MT
There is a significant gap in the cost of living between these two cities. Thompson Falls is 24.6% cheaper than Darby. With a cost index of 65 vs 81, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Thompson Falls to Darby should plan for substantially higher expenses across most categories.
On the housing front, median rent in Darby is $883/month compared to $575/month in Thompson Falls — a 54% difference. Home values follow the same pattern: Thompson Falls is more affordable at $182,200 median vs $263,200.
Median household income in Darby is $40,943 compared to $53,203 in Thompson Falls (-23%). Thompson Falls offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Darby spend roughly 25.9% of their income on rent, more than the 13% in Thompson Falls.
Climate-wise, Darby is notably warmer with an average of 45.2°F compared to 38.6°F in Thompson Falls. Thompson Falls receives more rainfall at 45.1" per year compared to 14.1" in Darby.
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Climate
NOAA 30-year normals (1991-2020)