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Dana Point, CA vs Home Gardens, CA

226
Dana Point
California
VS
+72.1%
131
Home Gardens
California

The cost of living difference between Dana Point, CA and Home Gardens, CA is dramatic. Home Gardens is 72.1% cheaper than Dana Point, a gap that translates to thousands of dollars per year in household expenses. Dana Point has a cost index of 226 while Home Gardens sits at 131, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Dana Point is $2,883/month compared to $1,744/month in Home Gardens — a 65% difference. Home values follow the same pattern: Home Gardens is more affordable at $498,800 median vs $1,200,900.

Median household income in Dana Point is $127,246 compared to $92,344 in Home Gardens (+37.8%). The higher salaries in Dana Point partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Dana Point spend roughly 27.2% of their income on rent, more than the 22.7% in Home Gardens.

Income & Cost

Cost of Living Index
Dana Point
226
Home Gardens
131
42% cheaper
Median Household Income
Dana Point
$127,246
27% higher
Home Gardens
$92,344

Housing

Median Rent
Dana Point
$2,883
Home Gardens
$1,744
40% cheaper
Median Home Value
Dana Point
$1,200,900
Home Gardens
$498,800
58% cheaper
Population
Dana Point
32,883
Home Gardens
11,430

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Dana Point $2,031
Home Gardens $2,020
1% cheaper
1 Bed
Dana Point $2,272
Home Gardens $2,148
5% cheaper
2 Bed
Dana Point $2,835
Home Gardens $2,675
6% cheaper
3 Bed
Dana Point $3,599
Home Gardens $3,520
2% cheaper
4 Bed
Dana Point $4,010
Home Gardens $4,178
4% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Dana Point $3.28
Home Gardens $3.13
US $3.07
🥚
Eggs (grade A, large)
Dana Point $2.68
Home Gardens $2.55
US $2.50
🥛
Milk (whole)
Dana Point $4.31
Home Gardens $4.11
US $4.03
🍞
Bread (white)
Dana Point $1.98
Home Gardens $1.89
US $1.85
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Chicken breast
Dana Point $4.44
Home Gardens $4.22
US $4.14
Electricity
Dana Point $0.27
Home Gardens $0.31
US $0.19