Dana Point, CA vs Half Moon Bay, CA

Dana Point, CA and Half Moon Bay, CA have a very similar cost of living, with only a 2.2% difference in their overall index. Dana Point scores 226 while Half Moon Bay scores 231 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Dana Point is $2,883/month compared to $2,299/month in Half Moon Bay — a 25% difference. Interestingly, home values tell a different story: while Half Moon Bay has cheaper rent, Dana Point actually has lower median home values ($1,200,900 vs $1,467,000).

Median household income in Dana Point is $127,246 compared to $153,199 in Half Moon Bay (-16.9%). While Half Moon Bay is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Dana Point spend roughly 27.2% of their income on rent, more than the 18% in Half Moon Bay.