Daly City, CA vs San Bernardino, CA

The cost of living difference between Daly City, CA and San Bernardino, CA is dramatic. San Bernardino is 84.1% cheaper than Daly City, a gap that translates to thousands of dollars per year in household expenses. Daly City has a cost index of 207 while San Bernardino sits at 113, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Daly City is $2,523/month compared to $1,433/month in San Bernardino — a 76% difference. Home values follow the same pattern: San Bernardino is more affordable at $384,900 median vs $1,092,700.

Median household income in Daly City is $119,570 compared to $63,988 in San Bernardino (+86.9%). While Daly City is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Daly City spend roughly 25.3% of their income on rent, less than the 26.9% in San Bernardino.