Cutler Bay, FL vs St. Augustine, FL

St. Augustine is moderately more affordable than Cutler Bay, with a 13.3% lower cost of living index. Cutler Bay scores 131 compared to 116 for St. Augustine, where the US average is 100. This difference means residents of Cutler Bay can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cutler Bay is $1,893/month compared to $1,560/month in St. Augustine — a 21% difference. Home values follow the same pattern: St. Augustine is more affordable at $409,200 median vs $420,800.

Median household income in Cutler Bay is $82,155 compared to $80,473 in St. Augustine (+2.1%). Cutler Bay does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Cutler Bay spend roughly 27.7% of their income on rent, more than the 23.3% in St. Augustine.