Cutchogue, NY vs Wilmington, NY

The cost of living difference between Cutchogue, NY and Wilmington, NY is dramatic. Wilmington is 92.4% cheaper than Cutchogue, a gap that translates to thousands of dollars per year in household expenses. Cutchogue has a cost index of 178 while Wilmington sits at 93, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cutchogue is $2,176/month compared to $1,160/month in Wilmington — a 88% difference. Home values follow the same pattern: Wilmington is more affordable at $260,300 median vs $890,700.

Median household income in Cutchogue is $137,581 compared to $91,750 in Wilmington (+50%). The higher salaries in Cutchogue partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Cutchogue spend roughly 19% of their income on rent, more than the 15.2% in Wilmington.