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Cut Bank, MT vs Whitehall, MT

74
Cut Bank
Montana
VS
+8.6%
68
Whitehall
Montana

Whitehall is moderately more affordable than Cut Bank, with a 8.6% lower cost of living index. Cut Bank scores 74 compared to 68 for Whitehall, where the US average is 100. This difference means residents of Cut Bank can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cut Bank is $921/month compared to $689/month in Whitehall — a 34% difference. Interestingly, home values tell a different story: while Whitehall has cheaper rent, Cut Bank actually has lower median home values ($161,400 vs $180,600).

Median household income in Cut Bank is $55,848 compared to $38,750 in Whitehall (+44.1%). While Cut Bank is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cut Bank spend roughly 19.8% of their income on rent, less than the 21.3% in Whitehall.

Climate-wise, both cities share similar average temperatures (41.8°F vs 40.1°F). Whitehall receives more rainfall at 12.8" per year compared to 10.8" in Cut Bank.

Income & Cost

Cost of Living Index
Cut Bank
74
Whitehall
68
8% cheaper
Median Household Income
Cut Bank
$55,848
31% higher
Whitehall
$38,750

Housing

Median Rent
Cut Bank
$921
Whitehall
$689
25% cheaper
Median Home Value
Cut Bank
$161,400
11% cheaper
Whitehall
$180,600
Population
Cut Bank
3,040
Whitehall
1,151

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Cut Bank
Whitehall $2.96
US $3.07
🥚
Eggs (grade A, large)
Cut Bank
Whitehall $2.41
US $2.50
🥛
Milk (whole)
Cut Bank
Whitehall $3.88
US $4.03
🍞
Bread (white)
Cut Bank
Whitehall $1.79
US $1.85
🍗
Chicken breast
Cut Bank
Whitehall $4.00
US $4.14
Electricity
Cut Bank
Whitehall $0.14
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Cut Bank 41.8°F
Whitehall 40.1°F
Summer High
Cut Bank 80°F
Whitehall 81°F
Winter Low
Cut Bank 11°F
Whitehall 8°F
Rainfall
Cut Bank 10.8"
Whitehall 12.8"
Rainy Days
Cut Bank 77d
Whitehall 107d