Cut Bank, MT vs Thompson Falls, MT

Thompson Falls is moderately more affordable than Cut Bank, with a 13.5% lower cost of living index. Cut Bank scores 74 compared to 65 for Thompson Falls, where the US average is 100. This difference means residents of Cut Bank can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cut Bank is $921/month compared to $575/month in Thompson Falls — a 60% difference. Interestingly, home values tell a different story: while Thompson Falls has cheaper rent, Cut Bank actually has lower median home values ($161,400 vs $182,200).

Median household income in Cut Bank is $55,848 compared to $53,203 in Thompson Falls (+5%). Cut Bank does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Cut Bank spend roughly 19.8% of their income on rent, more than the 13% in Thompson Falls.

Climate-wise, Cut Bank is notably warmer with an average of 41.8°F compared to 38.6°F in Thompson Falls. Thompson Falls receives more rainfall at 45.1" per year compared to 10.8" in Cut Bank.