Cut Bank, MT vs Harlowton, MT

Cut Bank, MT and Harlowton, MT have a very similar cost of living, with only a 4.6% difference in their overall index. Cut Bank scores 74 while Harlowton scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Cut Bank is $921/month compared to $766/month in Harlowton — a 20% difference. Interestingly, home values tell a different story: while Harlowton has cheaper rent, Cut Bank actually has lower median home values ($161,400 vs $178,800).

Median household income in Cut Bank is $55,848 compared to $53,750 in Harlowton (+3.9%). The higher salaries in Cut Bank partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Cut Bank spend roughly 19.8% of their income on rent, more than the 17.1% in Harlowton.

Climate-wise, both cities share similar average temperatures (41.8°F vs 40.6°F). Harlowton receives more rainfall at 16.8" per year compared to 10.8" in Cut Bank.