Cumming, GA vs Pembroke, GA

The cost of living difference between Cumming, GA and Pembroke, GA is dramatic. Pembroke is 43.8% cheaper than Cumming, a gap that translates to thousands of dollars per year in household expenses. Cumming has a cost index of 111 while Pembroke sits at 78, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cumming is $1,525/month compared to $990/month in Pembroke — a 54% difference. Home values follow the same pattern: Pembroke is more affordable at $169,800 median vs $366,800.

Median household income in Cumming is $79,073 compared to $66,797 in Pembroke (+18.4%). Cumming does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Cumming spend roughly 23.1% of their income on rent, more than the 17.8% in Pembroke.