Cudjoe Key, FL vs Williamsburg, FL

The cost of living difference between Cudjoe Key, FL and Williamsburg, FL is dramatic. Williamsburg is 39.2% cheaper than Cudjoe Key, a gap that translates to thousands of dollars per year in household expenses. Cudjoe Key has a cost index of 151 while Williamsburg sits at 108, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cudjoe Key is $1,875/month compared to $1,541/month in Williamsburg — a 22% difference. Home values follow the same pattern: Williamsburg is more affordable at $316,900 median vs $707,700.

Median household income in Cudjoe Key is $84,890 compared to $81,200 in Williamsburg (+4.5%). Cudjoe Key does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Cudjoe Key spend roughly 26.5% of their income on rent, more than the 22.8% in Williamsburg.