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Cudahy, CA vs Laguna Niguel, CA

132
Cudahy
California
VS
-39.3%
218
Laguna Niguel
California

The cost of living difference between Cudahy, CA and Laguna Niguel, CA is dramatic. Cudahy is 39.3% cheaper than Laguna Niguel, a gap that translates to thousands of dollars per year in household expenses. Cudahy has a cost index of 132 while Laguna Niguel sits at 218, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cudahy is $1,667/month compared to $2,819/month in Laguna Niguel — a 41% difference. Home values follow the same pattern: Cudahy is more affordable at $505,300 median vs $1,123,000.

Median household income in Cudahy is $52,748 compared to $140,605 in Laguna Niguel (-62.5%). While Laguna Niguel is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cudahy spend roughly 37.9% of their income on rent, more than the 24.1% in Laguna Niguel. The Laguna Niguel ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Income & Cost

Cost of Living Index
Cudahy
132
39% cheaper
Laguna Niguel
218
Median Household Income
Cudahy
$52,748
Laguna Niguel
$140,605
62% higher

Housing

Median Rent
Cudahy
$1,667
41% cheaper
Laguna Niguel
$2,819
Median Home Value
Cudahy
$505,300
55% cheaper
Laguna Niguel
$1,123,000
Population
Cudahy
22,325
Laguna Niguel
64,023

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Cudahy $2,031
Laguna Niguel $2,031
1 Bed
Cudahy $2,272
Laguna Niguel $2,272
2 Bed
Cudahy $2,835
Laguna Niguel $2,835
3 Bed
Cudahy $3,599
Laguna Niguel $3,599
4 Bed
Cudahy $4,010
Laguna Niguel $4,010

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Cudahy $3.28
Laguna Niguel $3.28
US $3.07
🥚
Eggs (grade A, large)
Cudahy $2.68
Laguna Niguel $2.68
US $2.50
🥛
Milk (whole)
Cudahy $4.31
Laguna Niguel $4.31
US $4.03
🍞
Bread (white)
Cudahy $1.98
Laguna Niguel $1.98
US $1.85
🍗
Chicken breast
Cudahy $4.44
Laguna Niguel $4.44
US $4.14
Electricity
Cudahy $0.27
Laguna Niguel $0.27
US $0.19