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Crystal Lake, IL vs Swansea, IL

103
Crystal Lake
Illinois
VS
+19.1%
86
Swansea
Illinois

There is a significant gap in the cost of living between these two cities. Swansea is 19.1% cheaper than Crystal Lake. With a cost index of 86 vs 103, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Swansea to Crystal Lake should plan for substantially higher expenses across most categories.

On the housing front, median rent in Crystal Lake is $1,431/month compared to $1,178/month in Swansea — a 22% difference. Home values follow the same pattern: Swansea is more affordable at $211,700 median vs $287,400.

Median household income in Crystal Lake is $105,428 compared to $84,367 in Swansea (+25%). While Crystal Lake is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Crystal Lake spend roughly 16.3% of their income on rent, less than the 16.8% in Swansea.

Income & Cost

Cost of Living Index
Crystal Lake
103
Swansea
86
16% cheaper
Median Household Income
Crystal Lake
$105,428
20% higher
Swansea
$84,367

Housing

Median Rent
Crystal Lake
$1,431
Swansea
$1,178
18% cheaper
Median Home Value
Crystal Lake
$287,400
Swansea
$211,700
26% cheaper
Population
Crystal Lake
40,436
Swansea
14,603

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Crystal Lake $3.20
Swansea $3.03
US $3.07
🥚
Eggs (grade A, large)
Crystal Lake $2.61
Swansea $2.47
US $2.50
🥛
Milk (whole)
Crystal Lake $4.20
Swansea $3.97
US $4.03
🍞
Bread (white)
Crystal Lake $1.93
Swansea $1.83
US $1.85
🍗
Chicken breast
Crystal Lake $4.32
Swansea $4.09
US $4.14
Electricity
Crystal Lake $0.15
Swansea $0.15
US $0.19