Croswell, MI vs Ludington, MI

Croswell is moderately more affordable than Ludington, with a 13.7% lower cost of living index. Croswell scores 64 compared to 74 for Ludington, where the US average is 100. This difference means residents of Ludington can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Croswell is $643/month compared to $824/month in Ludington — a 22% difference. Home values follow the same pattern: Croswell is more affordable at $136,500 median vs $192,800.

Median household income in Croswell is $55,101 compared to $44,471 in Ludington (+23.9%). Croswell offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Croswell spend roughly 14% of their income on rent, less than the 22.2% in Ludington.